Featured 

The Financial Pyramid Series: Insurance Part 2

human-capital

Protecting your ‘Human Capital’

Human Capital refers to the monetary value of a worker’s experience, skills and working years available. Employer/state sponsored disability is inadequate or, at best, a limited solution to risk of loss of the ability to work. With that in mind it is important to acknowledge that every household faces the potential of unexpected disability or death and the loss of income associated with that. In order to mitigate that risk, individuals should consider certain additional insurance products to protect against loss.

One option would be an additional disability policy. With private plans you can cover 80% or more of your income. There are many different options available, and you would need to consult a professional to ensure you are getting the proper coverage. Disability policies can be short-term supplemental policies such as those through Aflac or Longer term policies that can cover lengthy disability.

Term-Life Insurance policies are another option. These life insurance policies often less costly than other life insurance options however, they do not possess monetary value unless the holder passes away within the term. They are useful however for young families to obtain cheaper protection for a set period of time.

While I do not sell insurance products, I am able to guide you in identifying your best options and have several colleagues that I would be happy to refer you to, to assist you. Starting out with a strong foundation of insurance you can protect your future from unexpected risks.

Read Part 1
 

Comments

No comments made yet. Be the first to submit a comment
Already Registered? Login Here
Guest
Thursday, 20 January 2022

By accepting you will be accessing a service provided by a third-party external to https://www.attentiveinv.com/

Address

5345 N El Dorado Street
Suite 5
Stockton, CA 95207

Phone Number

Hours

8:00am - 4:00pm
Monday - Thursday

8:00am - 1:00pm
Friday

Benefits Management for Businesses

Attentive Investments provides benefit plan and investing management for businesses of almost any size.

Financial Planning and Investments for Individuals

Attentive Investments provides a broad spectrum of financial services for individual investors.

Address

5345 N El Dorado Street
Suite 5
Stockton, CA 95207

Phone Number

Hours

8:00am - 4:00pm
Monday - Thursday

8:00am - 1:00pm
Friday


Attentive Investments, LLC is a Women Owned Small Business (WOSB) under the terms set forth by the Small Business Association.

Website Contents © Attentive Investments, LLC
Unauthorized duplication or reposting of the contents of this site in any form is strictly prohibited.
View our Privacy Policy | Customer Relationship Summary

Stockton Website Design by Brentwood Visual