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The Benefits and Downsides of a Roth IRA

The Roth IRA is a retirement savings plan that lets you save money for retirement while also paying tax on the income. You can contribute to a Roth IRA in any amount of your choosing, but there are limits on how much you can contribute each year and those limits change as your income changes.

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Financial Literacy #4: How to Build Your Nest Egg

During your income-earning years, maximize your retirement plan contributions to build your nest egg and retirement savings:


A 401(k) plan is a retirement savings plan sponsored by your employer, which allows you to save and invest part of your paycheck before taxes are taken out. Many employers offer an employer match, usually ranging dollar for dollar anywhere from 2-5% of your salary deferral (depending on the plan). If you elect not to participate, you essentially leave money on the table.

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Gray Divorce

Gray Divorce refers to an increasing divorce group that involves older couples who have been married 20-30+ years. This is becoming a common occurrence as boomers age and their offspring settle out on their own. Because the stigma of divorce has greatly diminished and older couples no longer have an obligation to young children, many couples are choosing to separate. Since 1990, the rate of divorce after age 50 has doubled. This causes some often-tricky circumstances especially when it concerns finances and assets.

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The Secure Act: How it can possibly affect you

The Secure Act (Setting Every Community Up for Retirement Enhancement) was signed into law on Friday, December 20 2019. Below please find some of the more important highlights of the new law. TD Ameritrade is working on accommodating the new rules with systems and internal process updates as they become effective January 1, 2020.

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What to do with your First Eagle Fund settlement check

If you receive a settlement check in the coming days ranging from $10-$40 from FEF Settlement Fund you were identified as a shareholder of a First Eagle Fund during the time which administrative investigations were conducted and proceedings founded by the SEC. You have two options with these checks.

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